Boat Rentals San Diego, a Comprehensive Guide

Don't rent a boat in San Diego before reading this

Boat Rentals San Diego

Boating Areas

Mission Bay
Pacific Ocean
San Diego Bay (Harbor)

Boat Rental Season

Boating Months: Year-round
Best Season: Summer & Fall

Cost

Average: $50 - $250 per person (variable depending on activity and boat type)

Activities

Partying
Snorkeling
Scuba diving
Freediving
Wildlife watching
Sightseeing
Sailing
Fishing
Hot tubbing
Wakeboarding
Dining

(and several more...)

Mission Bay private cruises for 6 to 60 guests
BYOB, captain, and water toys

What’s your group size?

Different companies work with different boats and, therefore, authorized capacities. Your options will be narrowed by the number of guests on your crew.

San Diego, CA, has several options for smaller groups of up to 12 guests, but way less options for larger groups. There’s a loophole in maritime law that causes this unbalance - we’ll explain it in detail later on.

Once you define your group size, it’s time to figure out…

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What activities are you after?

Saying you want to go on a boat is like saying you want to go on a plane (rather than on vacation). There are several types of boats and equally as many activities that can be done on or off a boat. Some of them are:

  • Kayaking
  • Sailing
  • Jet skiing
  • Fishing
  • Hot tubbing
  • Wakeboarding
  • Surfing
  • Dining
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Once you have a general idea, you can use this information to narrow your search even more (e.g. ‘party boat rental san diego’ or ‘sailing san diego boat rentals’).

Then, you’ll have to evaluate…

Which choices fit your availability and budget?

When you figure out what companies fit your group size and activity needs, it’s time to start requesting quotes and evaluating pricing and availability. As with activities, there is a wide spectrum of pricing in the charter industry (and the cheapest ones, as you’ll see soon, are usually from illegitimate operations).

Prices may be hourly, per time slot, or per person. Always make sure to investigate booking fees, gas surcharges, security deposits, and booking policies when considering charter prices. On availability, only one thing matters: the earlier you make your reservation, the better.

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Now, let’s move onto some specifics. Here’s a list of San Diego boating experiences with estimated price ranges from legitimate charter companies:

  • San Diego Bay Tour: Approximately $40 per guest on a shared public charter with Flagship Cruises & Events.
  • Whale Watching Tour: Around $60 per guest on a shared public charter with San Diego Whale Watch.
  • Catalina 16.5 Sailboat Rental: Approximately $80 for the entire boat for 2 people (about $40 per guest) with Mission Bay Sportcenter.
  • Self-Guided GPS Boat Rental: Estimated at $500 for a self-captained boat for 10 people (around $50 per guest) with Seaforth Boat Rentals.
  • Private Sailing Tour for 2: Around $500 for the private charter (approximately $250 per guest) with San Diego Sailing Tours.
  • Mission Bay Party Cruise: Approximately $1,200 for a private charter for 24 people (about $50 per guest) with Waterhorse Charters.

Please note that prices are approximate and may vary; it's advisable to check the companies' websites for the most current information.

✨ LOCAL TIP: We recommend booking 3 to 6 months in advance if you want to snag that golden summer Saturday!

2 to 5 hour BYOB Mission Bay cruises
Sunset and firework cruises available

With a captain?

When joining an activity that includes a captain, ALWAYS ask the charter company for captain's credentials beforehand.

Look for either a 6-Pack Captain’s License (if your boat of choice fits up to 6 guests) or a Master Captain’s License, both issued by the United States Coast Guard (USCG).

Sadly, several San Diego charter operations don’t have licensed captains so… do your homework!

Without a captain?

San Diego boat rentals don’t require that you have a boat license so this may seem the most convenient and affordable option. As the captain, however, the responsibility of your entire crew falls on you. Not to mention, you shouldn’t get near alcoholic beverages while driving a boat. If you get caught doing so, be ready for trouble.

If you’re not renting a boat for the sport of it and you plan to drink, you’re better off taking this load off your shoulders.

✨ LOCAL TIP: We recommend always looking for a captained yacht charter, unless you’re renting a boat to practice sailing or boating skills.

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Legitimate operation or not?

We estimate that 50% of San Diego boats rentals, charters, and tours are illegal operations. They operate from private docks (rather than commercial), don’t pay their dues to the city, and often don’t have qualified captains.

We’ve personally seen several illegitimate charters being interrupted mid-activity by the Lifeguards and a handful of them displaying poor and unsafe boating practices.

Now, time to see where your cruise will take you…

Spot Illegal Operations

These red flags might help you identify illegal charter operations:

  • Pickup location is a public dock (or the beach)
  • Prices are much cheaper than average
  • Not able to provide copies of captain’s license issued by the United States Coast Guard
  • Only listed on 3rd party listings like GetMyBoat (don’t have their own website)

Be aware of illegal charters in San Diego to ensure your cruise is not interrupted or canceled by authorities.

Legitimate boat charter operation
USCG-licensed captains and boats

Which type of boat?

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Ideal for parties and water sports with a 6-50 guest range, motor yachts provide ample space, bathrooms, and living amenities but can be noisy and offer fewer options for small groups.

Motor Yachts

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Accommodating 6-12 guests, center consoles are fast and best for fishing but offer little weather protection, limited bathroom availability, and engine noise.

Center Consoles

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Designed for parties with 4-18 guests, pontoons provide room to move and are easy to drive, yet they’re generally unsuitable for large groups, lack bathrooms, and are exposed to weather.

Pontoons

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With a 2-10 guest capacity, electric boats are eco-friendly and quiet, though slow, and smaller models usually lack a bathroom and weather protection.

Electric Boats (Duffy)

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Suitable for 2-10 guests, sailboats provide a quiet experience under sail with some bathroom options on larger models, though they require sailing knowledge, may lack weather protection, and are slower.

Sailboats

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With a 6-12 guest capacity, these boats are perfect for tow sports like wakeboarding and offer speed, though they have limited space, often lack a bathroom, and can be noisy.

Bowrider/Deck Boats

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With room for 2-10 guests, RIBs are ideal for fast wildlife viewing but have limited space, are weather-exposed, and typically lack a bathroom.

RIBs

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(Power or Sail): Suitable for 6-50 guests, catamarans offer a quiet ride under sail, lounging space, and bathrooms, but they’re slower and sailing models are limited in Mission Bay.

Catamarans

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Passenger Vessels

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Capable of holding 2-100+ guests, these vessels offer scenic transport with space to move, bathrooms, and covered areas but can be crowded and noisy.

Ferries and Taxis

Daily availability on 3 different boats
Friendly crew and flexible departure

Paul Laybourn
Paul Laybourn
My dive guide, Shane was knowledgeable, resourceful and personable. My daughter and I had two awesome dives at the Old Ingraham Bridge site and Yucon Wreck capturing several nice pictures. I highly recommend Waterhorse Charters for San Diego boat and shore diving.
Katie Deodat
Katie Deodat
Waterhorse is our favorite scuba dive charter company in San Diego! My family and I have booked with them several times over the years and they consistently have friendly and professional staff, safe and clean boats, and always provide a comfortable and fun experience all around! I highly recommend Waterhorse to any local or visiting divers to San Diego!
Stetson Davis
Stetson Davis
Once again whaterhorse charters put together a fantastic trip to dive the HMCS Yukon! Very helpful getting in and out of the water, hits and tricks to find cool things, and a huge supply of snacks on boat! i will ALWAYS use Waterhorse Charters when diving out of Mission Beach!
Darrin Kloostra
Darrin Kloostra
Loved the dives. The crew is very knowledgeable about all the dives sites and does a greaet predive briefing to maximize your dive.
Flo Li
Flo Li
My mono-fin free diving buddy found Waterhorse Charters when I told him I wanted to free-dive the Point Loma Kelp Forest. I have since gone several times with this charter and each time I'm so grateful for the level of service and attention to details they provide. I feel safe and taken care of from booking, to check-in, loading, putting on my gear, feeling safe in the water to come back getting my camera soaked in the fresh water bucket, hot shower on board, and hot coffee/cocoa/soup they provide. Truly exceptional. Highly recommend for Scuba and Free-diving.
Ariana Silva
Ariana Silva
I had an absolutely fantastic experience with Waterhorse Charters on Sunday, February 2nd, for a scuba diving trip to the Yukon with Bernard. From start to finish, everything was smooth, professional, and well-organized. The nitrox tanks were prepared and ready for analysis upon arrival, making the process seamless. Brendon and Brandon were an incredible crew—knowledgeable, friendly, and super helpful. They provided an excellent briefing on the wreck, the marine life we’d encounter, and the best way to navigate the dive. Their passion for diving and customer service really stood out. They were also more than willing to assist with gear whenever needed, making the experience even more enjoyable. The highlight of the dive was the fantastic visibility—20 to 30 feet on the Yukon! It made exploring the wreck even more exciting, allowing for some amazing underwater views. Overall, this was an outstanding trip, and I highly recommend Waterhorse Charters to anyone looking for a top-tier dive experience in San Diego. Can’t wait to book my next trip with them!
Zachary Hupp
Zachary Hupp
My first time diving in California, and the crew at Waterhorse made is so great! So much so, that I booked TWO days of diving with them during my trip to San Diego. Zach made sure we had everything we needed before and during the dives. We had hot soup waiting for us during our surface intervals, with a lot of other snacks for the taking. I will absolutely be booking more charters with Waterhorse the next time I get back to San Diego!
John George
John George
This is the best dive company in San Diego hands down. I have been diving with Waterhorse charters for almost three years now and every trip it never ceases to amaze me how helpful, kind, and attentive the crew is. Zack helped out last week to get lobster season rolling and I came home with four of them! Don’t look anywhere else if you are wanting to dive in San Diego. Update: Just had another great trip with out to the Ruby E and Yukon with Capt. Zach and Capt. Brandon. Everything was discussed prior to entering the water which made for safe and fantastic diving! Always recommend diving with Waterhorse over any other company out there.
Markus Sturkey
Markus Sturkey
Waterhorse Charters truly exceeded my expectations and provided the best dive charter experience I’ve ever had. From the owners to the crew, everyone is top-tier. I had the pleasure of meeting Zach, one of the owners, at the Scuba Show, and I corresponded with his wife Karina over email to make changes. The entire booking process was seamless and professional. My spouse, who often accompanies me on dive trips, mentioned that Captain Charles was the nicest captain she’s ever met. The divemasters I had, Brandon and Jon, are probably the best dive guides I’ve ever had. I can confidently say they gave me my favorite dives of all time so far. I had heard nothing but good things from multiple people, so my expectations were high—and they met or exceeded every one of them. If you’re looking to dive in the San Diego area, Waterhorse Charters is the way to go.